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  • Writer's pictureColorado Front Porch Realty Group

Understanding the Costs of Buying a Home

With so much focus on purchase price, home buyers may not pay enough attention to the other transaction costs. Consider keeping a running list of fees so you're not caught by surprise. Such expenses include earnest money, home inspections, property surveys, homeowners insurance, HOA fees and private mortgage insurance for down payments less than 20%.

Additionally, closing costs include fees for the application, appraisal and loan origination. You'll also need to plan for the cost of title services as well as tax service fees. The process may feel overwhelming, but your real estate agent and loan officer can help you navigate the details. And before you know it, they'll be handing you the keys to your new home!


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